In recent blog posts, Cash for Invoices Limited explained account receivables and the issue and sending of an invoice by the seller of goods and services to the buyer.

Giving the buyer time to pay means the seller is short of cash.  This can shortfall can be filled by the use of invoice finance aka receivables finance.

Cash for Invoices Limited - the single invoice finance specialist explains what invoice finance is:
Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London

First, what does 'account receivables' mean?  Cash for Invoices-the single invoice finance specialist based in London, explains.

When a business owner sells a product or service, they expect to get paid.  They can get paid either as soon as the goods or service is delivered, or they can allow the buyer time to pay.   If they give time, they are selling goods or services on credit, says Cash for Invoices Limited. 

The money the buyer owes to the business is a receivable from the business's point of view, and a payable from the buyer's point of view.  Receivables and payables are therefore tow sides of the same coin.

Now for the invoice.  Cash for Invoices Limited explains.  When time is given to pay, the seller of the goods or services sends the buyer an invoice.  The invoice sets out what has been delivered and how much the buyer has to pay and when and where.  The invoice provides the bank account of the invoice sender.

The invoice has other essential information, such as the date the invoice must be paid and who the buyer and seller are - and their addresses.

see part 2 for Cash for Invoices Limited's explanation of account receivables and invoices.  For now, Cash for Invoices provides another perspective on what an invoice is and their single invoice finance service:

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London

.In part 1 Cash for Invoices Limited explained how a business can sell goods or services on credit.  That delay means the seller has a receivable (will receive) payment for their services or goods in in the future/.  Cash fro Invoices Limited then explained the invoice sent by the seller sets out ket terms of the transaction, such as when the payment is due, where to and to what bank account.  Cash for invoices Limited identified several other details  that must appear on the invoice.

In part 2 Cash for Invoices Limited explains how the invoice can be used by the astute business service or goods provider to get paid before the due date on the invoice.  So instead of waiting 60 or so for the buyer to settle the invoice, the seller can get the invoice paid immediately.  How can this be.  Cash for Invoices Limited explains invoice finance and in particular single invoice finance.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London

Knowing what single invoice finance is and how it works, will help answer this question.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:

Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

To answer the question:Is single invoice finance asset-based finance?     Cash for Invoices Limited- the single invoice finance specialist says, yes it is.  Simply because an invoice is an asset and it is used as the basis for raising finance by the invoice seller.

Enova International (NYSE: ENVA), a leading financial technology and analytics company offering consumer and small business loans and financing, today announced that it has entered into a definitive agreement to combine its ODX business with Fundation, an origination solutions provider focused on the business banking market. Enova will retain a minority stake in the new combined business.The combined company will be named Linear Financial Technologies ("Linear") and will be the market leader in AI-based SaaS small business lending solutions, digital account origination technology and insights for financial institutions, B2B vendors and SMB service providers.
"This transaction creates the largest independent SaaS provider to banks for small business lending, with a product set that is superior to other offerings in the market," said David Fisher, Enova's CEO. "We believe that this transaction will fuel growth for Linear while enabling us to more efficiently focus our efforts on growing our core U.S. SMB and consumer businesses." 
PRN Newswire

Invoice finance is not likely to be used for acquisition finance, not commonly at least.  It is however much more common to finance working capital and other short-term cash shortfalls.

Single invoice finance provided by specialist single invoice financed company, Cash for Invoices Limited is a more flexible version of conventional invoice finance.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

"The banking and finance sector is a significant contributor to the UK economy. The industry’s trade surplus is vital, and we are keen to work with the government and regulators to increase these benefits for the UK." David Postings CE UK Finance

UK Finance has set out proposals to place the financial services industry at the heart of the UK's post-Covid-19 economic recovery, with an ambitious strategy to boost UK exports of financial services.

In a report published 27 Feb 2021, UK Finance has provided a detailed analysis of international trade in financial services, the tools that can be used to promote it and the benefits it brings for businesses and consumers.

The UK is the world’s top net exporter of financial services, above the United States and Switzerland, with a financial services trade surplus of $77 billion (equivalent to £60.3 billion) in 2019. The banking and finance industry currently employs over one million people across the United Kingdom, with over two-thirds of these jobs located outside of London.
The report identifies seven recommendations for the UK government and regulators to build on these strengths and promote international trade in banking, payments and other related services. These changes would not only benefit the financial services sector but would boost the economy as a whole, by generating jobs across the country, lowering costs for consumers and helping firms in other sectors expand into overseas markets.
The report, International Trade in Financial Services, calls for a comprehensive strategy on “regulatory diplomacy”, in which UK financial regulators such as the Bank of England and Financial Conduct Authority work with their counterparts in other countries towards improved market access. The aim of this would be to encourage other countries to open their domestic markets to UK-based financial services providers and promote cooperation in innovative areas such as AI, cybersecurity and fintech.
The report also proposes that the UK should use its position at key international bodies like the Financial Stability Board (FSB) and Basel Committee to push for global convergence in financial standards, making it easier for firms to operate across different countries. In addition, the UK should champion initiatives at the World Trade Organisation to support global free trade in services, while using new trade agreements to unlock market access for financial services in key markets such as Japan and the United States.

Invoice finance from specialist single invoice finance provider, Cash for Invoices Limited can play a part in financing UK SMEs.  Single invoice finance is more flexible than conventional invoice finance.

Permjit Singh of Cash for Invoices Limited explains what invoice finance is:
Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Factoring is the type of finance where a company transfers title to an invoice over to the buyer - the factor.  That occurs in exchange for cash.

The factoring company assumes the credit risk - the risk the debtor fails to pay the invoice.

The agreement usually requires the selling company to commit to sell its sales invoices - its trade receivables - regularly to the factoring company.

This means the company gets a constant inflow of cash- even when it does not want it at that time.  Worse, the company is paying for the unwanted cash.

"Conventional factoring arrangements are not only expensive, they are inflexible" says Sr Permjit Singh, director of single invoice finance specialist, Cash for Invoices Limited

Cash for Invoices Limited's single invoice finance service means a company only gets cash when it wants it by selling a single invoice when the company wants to sell.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Traditionally, a company in need of cash would have to sell its whole sales ledger to an invoice finance provider.

"Not only does that create more cash than the company needs, it is also costs it a lot of money", says Dr Permjit Singh, director of single invoice finance specialist, Cash for Invoices limited

single invoice finance from Cash for Invoices limited gives cash only when the company wants it.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Single invoice finance specialist, Cash for Invoices Limited, set a market-beating rate on invoice purchases of just 1.99% a month, with a minimum charge of £49.95

"1.99% is a very attractive rate that many cost-conscious businesses will welcome aid Cash for Invoices director, Dr Permjit Singh.

"On a 30-day £3000 invoice, that's just £59.70 - an extreme1y attractive invoice finance rate.  And remember, Cash for Invoices Limited does not charge any other fee whatsoever, unlike many other invoice finance companies.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Why tie up your assets  and why risk losing them, when you can raise cash instead with flexible invoice finance, that is single invoice finance offered by Cash for Invoices Limited-the single invoice finance specialist.  Cash for Invoices Limited's single invoice finance service is NOT the inflexible invoice finance offered by most other finance companies.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Comparison website Go Compare has this to say about PayDay Loans
Key points

• A payday loan is a short-term borrowing product with a very high interest rate
• Lenders are now regulated by the FCA
• Total interest and fees can be up to 100% of the amount borrowed
• They’re one of the most expensive ways of borrowing, so always consider alternatives

Payday loans can be useful in certain situations; but don't take them without fully understanding the your obligations and your costs.

One alternative a business should first consider is raising the cash by using invoice finance- selling their invoices for cash.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

If you make the mistake of going overdrawn without authorisation, it can prove to be a costly mistake.  50% pa is the interest rate charged by some banks (including banks Lloyds, Halifax, and Bank of Scotland). 
Some businesses use their overdraft as a source of regular finance - a very expensive source of finance.

Far better too consider invoice finance to raise cash.

Single invoice finance offers the flexibility of raising cash only when you need it and with no ongoing commitment

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Many business owners have only ever sought 2 types of finance for their business a bank loan or putting their own money into the business.

Many owners are missing an opportunity to generate cash in a much easier way only when they need it.- by using single invoice finance.

Many businesses send out invoices for work done and give customers 30, 60, or more days to pay their invoice.  That is a long time to wait to get cash - too long,  If they had known of single invoice finance, they could have sold just one of those invoices and obtained cash 60 days earlier.  That would give an immediate injection of cash in return for selling an invoice - to Cash for Invoices Limited - the single invoice finance specialist based in London.

Because it's single invoice finance, you only sell one invoice and only when you want to -much more flexible than many other providers of invoice finance such as banks

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Covid 19 has been wreaking havoc for a year and no sign when it will be defeated.  Businesses have had to reconsider their logistics, their place of business, and either adapt to the new norm or go out of business. 

Some have taken their business online, some have developed new products or business lines.  One thing is common to most - the need for cash to keep afloat.  Overheads still need to be paid, Revenue has been greatly diminished or stopped entirely.

One source of cashflow that businesses should use is invoice finance and its simpler form, single invoice finance.  Companies that issue trade invoices for services provided can use these to raise cash upfront rather than wait for their debtor to pay in 30, 60 or more days.

Cash for Invoices Limited - the single invoice finance specialist of London, explains how single invoice finance works:

Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Its name indicates one of its features.  It sits between (in the middle) senior debt and equity in terms of its risk and return to investors.  Not the same as invoice finance but not a replacement either.  Invoice finance and its simpler version, single invoice finance, has its own purpose and features of value to a business.

Cash for Invoices Limited explains...

Banks might not want to take on projects and investment opportunities brought to them by potential borrowers.  Borrowers don't want to raise equity because they don't want to lose control of their business.  The solution is mezzanine finance- no equity dilution, not as expensive as equity.  For mezzanine investors, they rank below senior debt providers - such as banks, so if the company goes bust, senior debt investors get paid before mezzanine investors.

The mezzanine debt has maturity dates of 2 years or more, say 8 years.

That is why it is not a replacement but complements invoice finance.  What is invoice finance. 

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

“Parking fine revenues are a cash cow for many local authorities. Up and down the country drivers are regularly being caught out by tight parking restrictions, said Dan Hutson, head of motor at Compare the Market.  Yahoo Finance reported that Newham Council in Lindon raked in over £10 million from fines in one year and handed out over 0.25 million tickets. 

Companies that need cash to pay these whopping fines can sell one of their trade invoices to Cash for Invoices Limited- the single invoice finance specialist based in London.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

Yahoo Finance reports on a missing full stop on a council sign has caused some drivers to be fined for illegal parking They quite reasonably interpreted the sign as saying it was no longer illegal.  Companies who will have to pay could sell one of their trade invoices to single invoice finance specialist Cash for Invoices Limited.  Better still, they could use the invoice sale proceeds to mount an appeal against payment because of the council's poor punctuation and the confusion it has caused.

Either way, single invoice finance can provide a short burst of cash just when you need it and without the commitment to sell any more invoices.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.
 

Yahoo Finance reports that bosses of large businesses will have to personally make sure bills to suppliers are settled within a month, in a change to a government system aimed at relieving pressure on thousands of small businesses suffering amid the pandemic.  Though welcome, invoice finance is still an option says single invoice finance specialist Cash for Invoices Limited.

It comes as the Government strengthens its prompt payment code – which is voluntary though widely followed – so that 95pc of invoices from small firms are paid within 30 days by larger counterparts.
This reduces the deadline from 60 days, which will remain the time target for payments to suppliers that employ over 50 people.

SMEs that cannot wait 30 days can turn to invoice finance and single invoice finance offered by single Invoice finance specialist Cash for Invoices Limited of London.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.
 

Many SMEs get government financial aid, but what if you don't ? 
"turn to converting those trade invoices -receivables - into cash,, says Cash for Invoices of London.

Many business owners have probably heard of it, but don't know what is involved.  Cash for Invoices - the single invoice finance specialist, explains.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

In uncertain and increasingly desperate times for many SMEs, cash is a sought-after commodity.  It is essential therefore that businesses keep an eye on making sure that cash owed is received, and on the due date from debtors.

Where a company cannot wait for its debtors to pay, it can turn to invoice finance, and especially the more flexible form: single invoice finance, provided by Cash for Invoices Limited of London.

Cash for Invoices Limited will buy a SME's single invoice for upfront cash.  

Cash for Invoices Limited explains invoice finance

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

In uncertain times it is even more important to have cash to hand.

Many SMEs don't realise that their trade invoices (receivables) do just that in conjunction with invoice finance.  Single invoice finance offered by Cash for Invoices of Chiswick London, provides even more flexibility.  How?
You can get only as much cash as you need and only whenever you need it.

Contrast that to bank-based invoice finance.  Often they tie a SME into selling its entire invoice sales ledger and in the process charging the SME multiple fees.

With single invoice finance from Cash for Invoices Limited you sell just one invoice for cash and there is no commitment to sell any more.  It really is cash on demand.

Cash for Invoices Limited explains invoice finance:

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.

As cash becomes scarce with the abrupt end to operations for many SMEs during lockdown debtors will try to hold onto cash and default on their obligation to pay on the invoice due date. 

That puts the invoice issuer company in more distress.  Companies must therefore be vigilant and ensure debtors are informed in advance that they must pay on the due date.

Companies can get the invoice cash sooner than wait for the cash payment date.  Cash for Invoices Limited-the single invoice finance specialist, explains how.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.
 

The lockdown has turned companies' cashflow upside down inside out and thoroughly messed it up.  Cash managers are scratching their heads wondering how to get it flowing again.  One way is to sell their trade invoices for immediate cash says Cash fro Invoices Limited - the single invoice finance specialist.  Regular sales will provide a stream of cash for the business. 

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.
 

With so many SMEs desperate for cash because their income has been abruptly cut-off by an extended lockdown. many are unaware that a pool of cash is sitting right under their nose.  Cash for Invoices Limited of Chiswick London explains

Trade invoices will turn into cash but that might be in 30, 60, 90 days or more.  The delay could push the company farther and farther into distress,  A cash injection would be a relief.
Invoice finance can provide it.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.
 

Some opportunistic low-lifes will use the pandemic to defraud businesses.  One way is to create fake invoices of your company and divert debtor payments to their account instead of your account.

Companies should ensure debtors pay to your bank account Instead companies could sell their invoices and paid sooner. using single invoice finance.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
Introduction
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices off an SME in exchange for upfront cash.  Unlike other providers,
Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:
 
NO commitment on you to sell further invoices  NO arrangement fee  NO facility  NO security charges  NO debt
 
Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited .  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.