A Press Release says a diving expert flexes his business to run life-saving courses online across the world.
SMEs, need to also flex their business - by making better use of their invoices.  They can be flexed and quickly converted to ready cash.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

A Press Release says: "Innovation for property developers has come in the form of an online loan search platform that enables property developers to instantly search for more than 200 property-related lending products instantly. This new free service from Developer Money Market saves developers both time and money"

Innovation for SMEs searching for immediate cash comes in the form of invoice finance that neatly converts invoices for cash.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Nicki started her own business after many years of working with organisations as a credit manager and expert in helping manage a healthy cash flow.

Good credit management requires an understanding of managing cashflow and part of that understanding is the use of invoice finance to raise cash when credit is tight (hard to raise).

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

A Press Release says "In the midst of the largest-ever distribution of global workforces from in-office to remote, combined with the largest-ever shutdown of offshore development teams, businesses are struggling to maintain the speed and quality of their software development projects."

Businesses are also struggling to find cash.  One way they can find it is to sell their invoices for immediate cash, even just one.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

A Press Release says: "In markets where competition is fierce and service offerings are not wildly distinct, brands are looking for ways to stand out. Outside of brand identities, core values and service, they want to give the consumer an additional reason to choose them over their competitor."

In fierce competition, cash is needed quickly to give the company flexibility and options.  One way to get that cash is to use your invoices, meaning to convert them to cash quickly using invoice finance.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

A Press Release says:  "with experience comes resilience, and this is key in starting up. You need to be able to take a knock, get up and get on. Whether you are trying something completely new or setting up in an industry you have worked in before, resilience gives you that competitive edge. 

You also have this fantastic moment when you realise everything you have ever done is relevant. I draw daily on my neuro-linguistic programming knowledge to communicate effectively, and that is just one example.  

Experience brings acceptance of the fact you cannot do everything yourself. I find people who start a business later in life understand the value in surrounding themselves with people who are better than them at some things. Experience shows you the benefit of accepting advice from others."

Experience in cash shortfalls is an experience to be avoided where possible.  One way to avoid it is to think ahead and to covert invoices to cash - using a process called invoice finance

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

"Businesses need to embrace flexible working, redesign their cultures, and restructure their resources in a way they never have before, and that's hard to do if you only have yourself to turn to.", says consultant Sadie Sharp

Restructuring resources is a wide-ranging term  In terms of finance, restructuring that will help is converting invoices into immediate cash, using invoice finance.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

SMEs can use their trade invoices (receivables) to raise cash.  The types of financial transaction comes in a variety of forms: spot factoring, single invoice finance, and single invoice factoring.

In essence, they seek to exchange cash today for a receipt of cash in future, i.e, they change the timing of cashflows. 

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

When a SME needs a quick injection of cash it can turn to its trade invoices and sell one to an invoice finance company, such as Cash for Invoices Limited of Chiswick London

If the debtor defaults and fails to pay the invoice sold, then if the agreement is with recourse, the invoice finance company has the right to sell the invoice back to the seller.   With non-recourse invoice finance, it cannot sell it back.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Companies don't fail because of lack of profits but because of a lack of cash. 

Cash can be squeezed out of certain company's assets, i.e., its invoices.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

As some business sectors return to work, many SMEs remain short of cash.

Single invoice finance is needed to help with shortage of cash until they recover fully.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

The Chancellor today set the next steps in the UK Government’s strategy to secure Wales’ economic recovery from coronavirus.

Single invoice finance can complement that strategy, says Cash for Invoices Limited

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Federation of Small Businesses' Cherry said of the Statement: “Whilst the majority of small businesses have been supported by the Chancellor’s emergency measures, some have not. We need the Government to spell out how it will help the newly self-employed and company directors who have once again been overlooked this afternoon, and have now been left without help for more than 100 days during this incredibly difficult period. That fact should be recognised once we reach the autumn.” 

Single invoice finance provides immediate cash to SMEs struggling with cash flow

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Many business owners, and reporters, when the hear the words invoice finance might assume that is a type of business loan.  They could not be more wrong says Cash for Invoices Limited of Chiswick London.

"Invoice finance is simply the exchange of one asset for another; an invoice for cash" says Dr Permjit Singh, director of Chiswick-based Cash for Invoices Limited.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Many SMEs have seen their liquidity drained by the pandemic lockdown.  One effective way for many SMEs to replenish that liquidity is to convert their trade invoices (receivables) for cash.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Many SMEs have £thousands tied up in unpaid invoices (money owed to them).  This is idle money, that could be profitably used by the business to grow, or pay off expensive debt, or to invest in plant & machinery.

To unlock that money, the business could sell one (or more) of its trade invoices (receivables) for cash to Cash for Invoices Limited.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Many businesses - especially subcontractors- have to pay their workers frequently, such as weekly or every two weeks, but get paid by their contractors much more slowly, such as after 30, 60, 90 or more days.

That mismatch can put a huge strain on the company's cash position, and push it into a liquidity crisis and even insolvency.

A relatively unknown solution called invoice finance can provided much-needed support.

Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.

Single invoice finance, aka spot factoring, is a relatively unknown form of invoice finance.  Invoice finance is not very well known either.

Were they known, many businesses would have survived the devastating effects of the pandemic and especially the lockdown.

Many businesses can usually survive without cash for a short period but not for the months that they have been without cash because of the extended lockdown.

How can single invoice finance help?
 
Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.


To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

With many SMEs going out of business, those that are barely surviving need to look at all their options for raising cash.

One immediate but perhaps unknown source is their trade receivables, aka trade invoices. 
 
Cash for Invoices Limited of Chiswick London explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

The Pandemic Lockdown has grounded virtually all air outdoor and so $ billions of cash income has been lost yet the airlines continue to burn $ billions of cash for overheads.

Invoice finance can quickly generate cash for airlines and other sectors that have trade receivables.
 
Cash for Invoices Limited explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

The pandemic continues to devastate the operations or many SMEs across the world.  Most sectors have been hit but especially travel and hospitality.

Invoice finance can provided much-needed cash.

Cash for Invoices Limited explains single invoice finance for a SME
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

A very effective and quick way for a SME in distress is to convert its trade receivables into cash.  How?  By using invoice finance, says Cash for Invoices Limited.
 
What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.
 

Restaurants and theatres are two obvious business sectors that will continue to generate less revenue than pre-pandemic because social distancing will limit the number of customers and hence the number of tables booked by restaurants and tickets bought by cinema-goers.

The shortfall can be mitigated to some extent by selling invoices, a process called invoice finance.

Cash for Invoices Limited explains the process and the benefits of invoice finance to SMEs.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.

The widespread lockdown in many countries has prevented many SMEs from earning revenue to pay for ongoing overheads, notably rent on properties.  Money paid out that is not offset by money coming in is a recipe for insolvency if the outflow is not managed.  One way to manage it is using invoice finance.

Cash for Invoices explains invoice finance and its benefits to a SME short of cash.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.

Many SMEs are struggling in the Pandemic and Lockdown due to a shortage of revenue and continued payment of overheads.  Shortage of cash can be mitigated by selling one or more invoices for upfront cash.  Cash for Invoices explain what invoice finance means and its benefits.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay, then the asset will be written off as a bad debt (a cost in the profit & loss account) and assets will then reduce (no cash came in). Granting time (credit) to buyers to pay for their purchases is therefore an example of credit risk for the company giving time.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the p&l as a profit (income) and cash increased by the amount received.  The assets increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Before the debtor defaults, the company can sell the invoice to a company such as Cash for Invoices Limited that will offer to buy just one invoice when the company wants to sell.  There is no commitment for the company to sell, and no commitment for Cash for Invoices Limited to buy.  The company wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default then Cash for Invoices Limited will not require the seller to buyback the invoice.  The sale is therefore non-recourse and Cash for Invoices Limited has to suffer the consequences of a default.  It will commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse, Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the company needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, just one.
​
Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders and SMEs) who need cash.

Business loans
Cash for Invoices can also provide small business loans.

To find out more about Cash for Invoices Limited's single invoice finance service contact Cash for Invoices Limited or call 0208 987 0429.  Cash for Invoices Limited will consider businesses and debtors located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London, plus other regions of England, Wales, and Scotland, and overseas.