Cinema owners are exposed to immediate streaming of new film releases and to those new releases being box office flops.  On top of that, they are under pressure from Wall St pressuring film studios to stream immediately on release (FT).

Just like other consumer-facing sectors such as High street retailers and hospitality, companies cannot fall back on invoice finance to generate cash when the revenue dries up, says Cash for Invoices Limited - the single invoice buyer.  

Invoice finance is a readily-available source of cash, but only for businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

The FT reports that retail and hospitality landlords have suffered cashflow shortages during the pandemic, but office space landlords continue to get their rents from tenants whose offices even though their offices are empty because of homeworking.  

For both types of landlords and retail and hospitality landlords especially, invoice finance is not an option to generate cashflow.  That is basically because their business models do not involve regular issues of invoices for payment of rent, says Cash for Invoices Limited - the single invoice buyer.  

Invoice finance is a readily-available source of cash for working capital to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  Asset securitisation would be an option for the bigger landlords.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

There will be a high cost to refurbish offices to make them comply with new UK energy efficiency rules starting  2023, reports the FT.   For some big property owners, it will means spending hundreds of £ millions in cash on upgrading their unfit buildings.  

Landlords already struggling to collect rent from retail tenants and so short of cash, could get deeper into financial distress and face a cash crisis, warns Cash for Invoices Limited - the single invoice buyer.   

Invoice finance is a readily-available source of cash for working capital and capex needs of many businesses, and it can complement other sources of business finance such as banking and capital markets, and money markets, says Cash for Invoices Limited.  

Invoice finance is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

The global shortage of container ships is adding to supply chain disruption caused by a shortage of containers, reports the FT.  The need to retool and redesign ships inline with environmental rules, will demand massive cash investment both initially and ongoing, says Cash for Invoices Limited - the single invoice buyer.   

Invoice finance is a readily-available source of cash for working capital and capex needs of shipbuilders, and it can complement other sources of finance such as banking and capital markets, and money markets, says Cash for Invoices Limited. 

For the many freight companies flush with cash from charging high freight prices, invoice finance might be of less importance, but for the importers and exporters that pay those sky-high costs, invoice finance could stave off insolvency.

Invoice finance is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Consumer product sellers continue to spend on advertising even though product input costs are rising (inflation) (reports the FT).  In other words, ads are not being forsaken because of rising inflation and the need to contain operational costs, says Cash for Invoices Limited - the single invoice buyer.  

Regrettably, some advertisers and their advisers don't know whether the cost of specific advertising is worth it in terms of revenue generated.  What is certain is cash is being spent to run such campaigns.

Invoice finance is a readily-available source of cash for working capital needs such as funding advertising campaigns, and it can fill the gap before revenues are received in cash.

Invoice finance is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  It can also be used for capex though less readily.  It's likely advertisers will not pay in cash but by invoice, so the advertising agents can sell those invices for cash to fund their other projects and their working capital.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Easyjet should use invoice finance not just cost-cutting or novel ways to extract more money from air passengers, to recover the cash element of its £2bn pandemic loss (reported in the FT), says Cash for Invoices Limited - the single invoice buyer.  

Invoice finance is a readily-available source of cash for working capital but it is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  It can also be used for capex though less readily.  If Easyjet runs B2B services, such as cargo shipping and business travel, then it might issue invoices, but they are not going to invoice their retail passengers

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Bringing supply chains on-shore - for example by Nutella relocating from Turkey - might upset the environment and local ecology, reports the FT.  Changes to the supply chain will certainly consume capex and working capital, says Cash for Invoices Limited - the single invoice buyer.  

Farmers in Italy and Turkey affected by the supply chain shift of Nutella could each benefit from using invoice finance to finance the increase in demand for cash, says Cash for Invoices Limited.

Farmers will neeed cash to build the local infrastructure to supply Nutella. Otehr will need cash to offset reduced crop production and sales if growing hazelnuts locally reduces yields of other crops or necessitates additional expense.  Farmers in Turkey will need cash to offset the loss of revenue from no longer supplying hazelnuts to Nutella.

Invoice finance is a readily-available source of cash for working capital but it is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.  It can also be used for capex though less readily.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Unlocking cash tied up in idle trade invoices means it can be productively redeployed in the business, says Cash for Invoices Limited - the single invoice buyer.  

Instead of paying expensive interest on debt, the money from invoice finance can be used to pay off loans and save the interest charged.  That cost saving must be compared to the cost of invoice finance.  Many invoice finance companies charge a raft of fees for their invoice finance facilities and that can be more than the interest cost of the loan.  

Even where it is more expensive, invoice finance might provide other benefits, such as reducing dependence on debt for cash or reducing gearing and hence, risk, says Cash for Invoices Limited.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

The US Fed backstop has encouraged record speculative-grade debt to be issued by companies, reports the FT.   If the economy sours, revenues dry-up and consumers stop spending, then heavily-indebted companies could face a liquidity crisis, says Cash for Invoices Limited - the single invoice buyer.  

In a cash crisis, invoice finance can keep a company in distress afloat.  With the massive amount of debt at stake, for some highly geared companies there won't be enough invoices nor enough time to liquidate them to avoid a debt default, warns Cash for Invoices Limited.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

TIPS out-perform junk bonds in a  sign of investors' fear of US inflation, reports the FT.   TIPS have made big capital gains for existing investors, but the investments are negative-yielding for new investors.  That means new investors will have to consider invoice finance to cover their losses if they sell without the benefit of offsetting capital gains, says Cash for Invoices Limited - the single invoice buyer.   Similarly, investors sitting on big capital gains won't see the gains in the form of cash until they sell the securities.

Invoice finance is a readily-available source of cash for working capital but is available only to those businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Nervous US equity investors have retreated to the USD currency and safe haven sovereign debt reports the FT.   The subsequent appreciation of the dollar is bad news for importers paying in USD, says Cash for Invoices Limited - the single invoice buyer.  It's likely importers will have to sell more of their trade invoices to raise the extra cash for more expensive imports.

Invoice finance is a readily-available source of cash for working capital but is available only to those businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Poly Network is the latest of many companies to be hit by cyber criminals, reports the FT.  Disruption from the cyber theft of its virtual money, to its operations and cashflow, can be eased by invoice finance, says Cash for Invoices Limited - the single invoice buyer.  

Invoice finance is a readily-available source of cash for working capital whether companies are involved in traditional industries such as manufacturing, or virtual technologies.  It is however, only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.

If the company pays hard cash for recovering the virtual money stolen from it, then invoice finance could restore that paid cash.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

A CCC rating and $0.37 per $1 bond highlight Evergrande's debt crisis, reports the FT.  

Asset disposals at fire-sale prices, debt defaults and insolvency might be the consequences of its debt-fuelled growth, warns Cash for Invoices - the single invoice buyer.  

There aren't enough invoices to bail the company out, but invoice finance might delay a default from non-payment of interest or other liabilities as they fall due, says Cash for Invoices Limited.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Out of favour gold - in part because of the appreciation of USD and equity markets - has caused a sell-off in gold miners' shares, reports the FT.  

Spending cash on buying back shares could result in underinvestment and a liquidity crisis in the gold sector, warns Cash for Invoices - the single invoice buyer.  

To avoid a cash shortfall, miners might ramp-up their use of invoice finance or cut back on production or even borrow, says Cash for Invoices Limited.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Chip shortage and disruption to the supply of car parts because of a wave of Covid across Asia has forced Toyota to cut its production forecast by 350,000 vehicles, reports the FT.  

Though less production will reduce cash outflows for materials and overheads, it will also cut revenue and net cash income, warns Cash for Invoices.  

To avoid a cash squeeze and liquidity crisis from overheads that must be paid irrespective of production, invoice finance should be started or ramped-up, advises Cash for Invoices Limited.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

Antofagasta - the copper miner - has cut production because of drought (meaning there is less water for its mining operations), reports the FT.  Profits, however, doubled, because of the rise in copper prices.  The outlook for copper is good because it is used in green sectors and green energy, however, commodity prices can be very volatile.  

That volatility can significantly disrupt cashflows, says Cash for Invoices Limited - the single invoice buyer, causing financial distress and poor working capital management for companies up and down the supply chain.  

Invoice finance is a readily-available source of cash for business working capital during times of cash stress and for normal times, says Cash for Invoices.  Invoice finance is only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

The UK regulator, the FCA, has raised concerns over the credibility of asset managers' valuations of their investors' portfolios, says Cash for Invoices Limited - the single invoice buyer. 

Where those portfolios do not realise as much value as managers had said in their exaggerated reports, then investors will be short of cash.  It's unlikely personal investors will be able to resort to invoice finance to make up their cash shortfalls.  For some senior investors, time is not on their side to earn the shortfall through investment.

Invoice finance is a readily-available source of cash for business working capital, says Cash for Invoices, but it's only available to businesses that trade on credit, meaning they issue invoices to their customers for future payment of goods and services sold.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Earn up to 15% per annum by investing in single invoices with Cash for Invoices Limited
Are you interested in earning up to 15% per annum?  Cash for Invoices Limited is offering eligible investors up to 15% per annum from investing in selected trade invoices. To find out more and see whether you're eligible, go to cashforinvoices.co.uk.  Note: Your capital is at risk. Terms and Conditions apply.

La Nina - Brazil's weather phenomenon - could cause more crop damage and reduce harvests -  because of further drought and frost, reports the FT.  That could further raise prices and cut food supplies, especially of coffee. 

Commodity buyers and farmers could both benefit from invoice finance, says Cash for Invoices Limited - the single invoice buyer.   Buyers (wholesalers) could discount their trade invoices issued to their buyers and farmers could discount the invoices they have issued to their wholesalers.  Both parties would get cash sooner than expected.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Are you interested in alternative investments and earning up to 15% per annum. Cash for Invoices Limited is offering eligible investors up to 15% per annum to invest in selected trade invoices. To find out more and see whether you're eligible, go to website cashforinvoices.co.uk. Note: Your capital is at risk. Terms and Conditions apply.

Chinese companies filing for a US IPO are in-limbo reports the FT because US regulators are demanding information on how the new Chinese rules will affect the IPO companies, but that cannot be provided because the rules are not yet final.  

Companies are looking for other routes such as Hong Kong listing, a SPAC acquisition, or transfer of their assets to an existing US listed company.  In the meantime, arrangers (US investment banks) are losing out on lucrative IPO fees or issuers are still paying their retainer fees.   Banks and issuers could both benefit from invoice finance, says Cash for Invoices Limited - the single invoice buyer.   

Invoice finance could be used to either pay fees to banks, or to generate cash for banks while the IPOs are stalled.  

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Are you interested in alternative investments and earning up to 15% per annum. Cash for Invoices Limited is offering eligible investors up to 15% per annum to invest in selected trade invoices. To find out more and see whether you're eligible, go to website cashforinvoices.co.uk. Note: Your capital is at risk. Terms and Conditions apply.

Evergrande, the indebted property developer, might be offering physical assets (properties) as payments in kind (PIK) instead of cash, according to the FT.  The PIK offer, if true, illustrates its liquidity crisis.  It has over 420 disputes outstanding (versus 18 in 2014) some for non payment.    

If the company sells its properties on credit (it issues invoices), then invoice finance could alleviate its need for cash, says Cash for Invoices Limited - the single invoice buyer.  

With so much owed on its commercial bills and other payables over the next 12-24 months, invoice finance is unlikely to be enough on its own, so help with cashflow might come from large wholesale market injections of cash.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Are you interested in alternative investments and earning up to 15% per annum. Cash for Invoices Limited is offering eligible investors up to 15% per annum to invest in selected trade invoices. To find out more and see whether you're eligible, go to website cashforinvoices.co.uk. Note: Your capital is at risk. Terms and Conditions apply.

The outlook is bleak for oil sands producers as the US and investors shun them over their CO2 intensity, reports the FT.  

Opportunity knocks for producers to invest in reducing their CO2 footprint instead of expanding capacity, and so become attractive environmentally and perhaps competitive with other oil producers and energy providers.

Part of the money to transform the oil companies into eco-friendly operators could come from invoice finance says Cash for Invoices Limited, supplemented by bank and wholesale markets for debt and equity, says Cash for Invoices Limited - the single invoice buyer.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Are you interested in alternative investments and earning up to 15% per annum. Cash for Invoices Limited is offering eligible investors up to 15% per annum to invest in selected trade invoices. To find out more and see whether you're eligible, go to website cashforinvoices.co.uk. Note: Your capital is at risk. Terms and Conditions apply.

The FT reports $500m will be spent by BHP to unify its public stock exchange listings.  Why so much and will the benefits actually exceed the costs, asks Cash for Invoices Limited - the single invoice buyer?  

Invoice finance could be used to finance these costs, especially if they will be incurred gradually over time rather than as a lump sum.  As invoices are settled by debtors, the cash could be used to pay for the costs of unification.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Are you interested in alternative investments and earning up to 15% per annum. Cash for Invoices Limited is offering eligible investors up to 15% per annum to invest in selected trade invoices. To find out more and see whether you're eligible, go to website cashforinvoices.co.uk. Note: Your capital is at risk. Terms and Conditions apply.

Invoice finance should be regarded as efficient cash management not a sign of desperation, says Cash for Invoices Limited - the single invoice buyer.  

Using invoice finance a company is able to release and productively invest the cash it has tied up in debtors on its balance sheet, says Cash for Invoices.  Where the RoI on that investment exceeds the cost of invoice finance, the company's value will rise.

Regrettably, some people think a company using invoice finance must be in dire straits and might even shun it as a trading partner or borrower.  Instead they need to understand the rationale for the invoice finance - why is the cash being raised?

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Invoice finance should be a permanent tool in a company's financing toolbox, says Cash for Invoices Limited - the single invoice buyer.  It is useful when cash is short and is needed almost immediately, but more than that, it should be available daily to fund company operations and pay for overheads such as bills, taxes and salaries, says Cash for Invoices.  Single invoice finance, the kind offered by Cash for Invoices Limited, is likely to be cheaper than emergency funding from a bank, or an unauthorised overdraft.  Unlike many conventional invoice finance companies, Cash for Invoices Limited charges just one fee for its service.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.

Creditors of financially-distressed companies should consider discounting their issued invoices to get paid sooner, says Cash for Invoices Limited - the single invoice buyer.

Invoice finance can provide cash sooner than the invoice payment date but a fee is payable for the service, or several fees depending on which invoice finance company is used.  Unlike many conventional invoice finance companies, Cash for Invoices Limited charges just one fee for its service.

Cash for Invoices Limited explains how single invoice finance works:

What is invoice finance
Cash for Invoices Limited of Chiswick London is an invoice finance company that specialises in buying single invoices.  An SME can sell one or more of its trade invoices to Cash for Invoices Limited for cash.  Unlike other providers, Cash for Invoices Limited only charges ONE fee, and gives the SME these other benefits:

NO commitment on the SME to sell further invoices  NO charge over assets NO debt NO arrangement exit, maintenance or other fees other than a simple single charge for the cash paid in advance of the invoice payment date  and NO financing facility  

Cash for Invoices Limited of London offers a simple, transparent and flexible invoice finance service that helps the SME or sole trader get the essential cash they need.

What is an invoice?
Invoices are a form of trade receivable, i.e., they are an asset on a company's balance sheet representing money to be received by that company at some future date - at the time the debtor pays the invoice.   At that time, the debtor (payer of the invoice) will no longer appear on the company's balance sheet and instead it will be replaced by an equal amount of cash (which is also an asset).  There is no net increase or decrease in assets, merely conversion from one to another.  

Bad debt?
If that debtor does not pay the invoice bought by Cash for Invoices Limited, then the asset (the invoice) will be written off as a bad debt (a cost in the profit & loss account) and invoice assets (trade receivables) will then reduce ( because no cash came in from the invoice debtor).  Granting time (credit) to buyers (by the SME) to pay for their purchases is therefore an example of credit risk for the SME that gives customer time to pay for goods or services.

If later - perhaps through credit collection procedures - the debtor pays the invoice, then the bad debt is added to the profit & loss account as a profit (income) and cash increased by the amount received.  The assets (cash) increase and are offset by an increase in profit (equity on the balance sheet).  All is well again.

Selling an invoice to Cash for Invoices Limited
Cash for Invoices Limited is a provider of cash and is not a debt collector, so it only buys SME invoices that are not in default, i.e., where the debtor has failed to pay the invoice.

Before the debtor defaults, the SME can sell the invoice to a single invoice finance buyer - such as Cash for Invoices Limited.  The SME wants to exchange an invoice for cash - perhaps it needs the cash sooner than the invoice payment date.  Cash for Invoices Limited will consider the offer and if accepted will provide a Quote of the terms and conditions of the invoice that the SMEwants to sell.  

There is no commitment for the SME to sell, and no commitment for Cash for Invoices Limited to buy the invoice on offer for sale.  

Cash for Invoices Limited will make an offer after conducting due diligence on the selling company and on the debtor especially.  The debtor is a key concern for Cash for Invoices Limited because if there is a subsequent default in payment of the invoice, then Cash for Invoices Limited will not require the seller to buyback the invoice.  The invoice sale is therefore non-recourse (except where the SME's owner or director(s) and so Cash for Invoices Limited has to suffer the consequences of a default.

Cash for Invoices Limited has the right to commence steps to recover the debt.  These can include issuing letters for payment, appointing a solicitor, making a court claim, or making a claim under a credit insurance policy.  

Personal Guarantee in the event of invoice default
Cash for Invoices Limited might require a personal guarantee of the director(s) of the SME who is selling the invoice, in case the invoice sold is not repaid by the debtor.  

Retention to mitigate credit risk
To mitigate the potential costs of trying to recover payment on an invoice that Cash for Invoices Limited purchased but which goes into default, Cash for Invoices Limited will retain up to 10% of the value of that invoice from the purchase price.  If there is no default (the debtor pays the invoice on time and in full) then Cash for Invoices Limited will pay the full amount of the retention to the seller when the debtor pays the invoice.

Features of single invoice finance offered by Cash for Invoices Limited
In addition to being non-recourse (except where a personal guarantee is provided), Cash for Invoices Limited does not require a commitment from the seller to sell all its invoices, nor will Cash for Invoices Limited charge an arrangement fee for a purchase.  

Cash for Invoices Limited will not ask for ongoing fees because there is no facility between the seller and Cash for Invoices Limited. The transaction is entered into whenever the SME needs cash and Cash for Invoices Limited agrees to purchase the single invoice or multiple invoices.  Compared to bank factoring facilities, Cash for Invoices Limited's single invoice finance service is far more simple and has no tie-ins and far fewer fees, in fact, just one fee.

Cash for Invoices Limited's single invoice finance service therefore helps companies (sole traders, SME, charity, social enterprise, and limited partnerships) who have trade invoices and need cash.

To find out more about Cash for Invoices Limited's single invoice finance service, contact Cash for Invoices Limited at sales@cashforinvoices.co.uk.  

Cash for Invoices Limited will consider buying invoices where the SME and its debtor are located in Ealing, Hounslow, Hammersmith, Richmond, Kingston, Harrow, Acton, Brentford, Chelsea, Kensington, Holland Park, Barnet, and the north, south, centre, and east of London.  Cash for Invoices Limited will also consider invoice purchase from other parts of the UK.